How is the markup calculated here?
First we take the advance away from the price. Markup is added once on the amount left after advance, then the total is split equally across the months.
Qist Calculator
Work out a monthly installment in seconds — free, with no signup.
Free tool for shop owners
This free calculator is made for shop owners in Pakistan who sell on qist. Type the price of the item, the advance your customer pays today, the number of months and your markup — the monthly installment updates as you type. No signup, no charge, nothing to install.
The short answer
Free qist calculator: type the price, advance and months — see the monthly installment at once.
Amount to recoverRs 100,000
Total with markupRs 120,000
Monthly installmentRs 12,000
Customer pays Rs 12,000 per month for 10 months
Markup is added once on the amount left after advance, then split equally across the months.
Need more than a calculator?
Keep every qist, payment and due date in one system.
A calculator works out one plan. The full Rahnivo installment system keeps the customer record, the full payment plan, due dates and payment history for every customer — so nothing depends on a register book or on memory.
Common questions
Can I make daily or weekly plans instead of monthly?
This calculator splits by months only. The full Rahnivo installment system handles daily, weekly and monthly schedules, so you can match the plan to how your customer pays.
Is this calculator free?
Yes. It is free to use, with no signup and no charge. Type your numbers and see the result at once.