Rahnivo Systems · Installment & Recovery
Har qist, har customer,ek saaf record
Customer khata, qist plans, WhatsApp reminders and recovery lists in one system — for shops selling on installments in Pakistan.
✓14-day free trial✓From Rs 2,500/month — every feature included✓Setup done in your shop
Due today — 14 customers
Rs 1,86,000 due today in total
WhatsApp reminders sent
It went out by itself — before the due date, no calls to make
Ahmed — Qist 4 of 10
Rs 12,000 — this month’s installment, recorded
Paid so far today
9 of the 14 due customers have paid
This month: 91% recovery
List se wasooli tak — live on this system
The short answer
Rahnivo Retail ERP is installment management software for Pakistan — customer khata and qist plans, automatic WhatsApp reminders, guarantor records and a daily recovery list — for Rs 2,500/month with every feature included and a 14-day free trial.
Qist se wasooli tak — one simple flow
Customer check
The guarantor (zamanat) and the agreement are recorded before the sale — no plan starts on a handshake alone.
Qist plan
Advance, months and monthly amount fixed in writing — the customer knows the full plan from day one.
Reminders
WhatsApp reminders go out before the due date — polite, and always on time.
Recovery
The daily list shows exactly who to collect from today — name, amount and due date.
Everything a qist shop runs on — in one system
Customer khata & qist plans
Every customer in one record: what they bought, the plan they are on, what they have paid and what is left — cash, udhaar and installment sales together. No separate registers to keep.
Automatic WhatsApp reminders
A reminder goes out from the system before the due date — polite and on time — so recovery stops depending on someone remembering to make calls at the end of the month.
Guarantor & agreement records
The guarantor (zamanat) and the agreement are recorded with every plan — kept safe, and found in seconds when a question comes up.
Daily recovery list
Every morning the system lists who to collect from today — name, amount and due date. The day's recovery work, ready before the shop opens.
Customer check before the sale
Before a plan starts, the customer's record is in front of you — past qist and udhaar, paid and pending — so a new sale is decided on the record, not on memory.
Reports — collection, pending, profit
What came in, what is still pending and what the shop earned — daily, weekly and monthly. The month's picture, ready whenever you ask, with no columns to add up by hand.
Stock that watches itself
Stock reduces by itself with every sale, and items running low are listed for you — order in time, not when a customer finds the shelf empty.
Urdu voice support
Staff can speak in Urdu to ask and enter, while the screens stay in simple English — the plain words a shop counter already uses every day.
See it on your own shop’s data
We show you the system with your own customers and your own plans — before you pay anything.
Book a free demo →Running a shop that sells on qist? Ask us on WhatsApp →
Screenshots and a 1-minute walkthrough of the real system.
The register misses due dates. This does not.
Registers and memory miss due dates — a page is skipped, a date passes quietly, and the money quietly dies with it. Nobody did anything wrong; the book simply cannot remind anyone.
The daily recovery list and the automatic reminders catch every due date while the customer still remembers the purchase — who owes what, who was reminded, and who has gone quiet. Wasooli becomes a short morning list, not a month-end argument.
Pricing
Two shop types, one system. Every feature included — no per-user charges, no hidden charges.
For installment & qist shops — and full POS for retail shops
Per shop / month — installment & qist shops
Using it as your full shop POS — billing, stock and day-close: Rs 3,000 per shop / month, every feature included.
- Customer khata and qist plans for every buyer
- Automatic WhatsApp reminders before the due date
- Guarantor and agreement records kept safe
- A daily recovery list — who to collect from today
Retail shop software — questions owners ask us
Can it handle udhaar (credit) customers?+
Yes. Every credit sale is recorded against the customer's name, and their balance is always visible — what they took, what they paid, and what is left. No separate udhaar register to maintain.
Does it print receipts?+
Yes. Every sale can be printed as a proper receipt, and installment customers get their payment record too — which builds trust and settles 'I already paid' arguments before they start.
Will it warn me when stock runs low?+
Yes. The system watches your stock as you sell, and items running low are listed for you — so you can order in time instead of finding an empty shelf when a customer asks.
Is it easy for counter staff to use?+
Yes. The screens are plain and made for shop counters, not offices. We set the system up with you, and our team supports you on WhatsApp whenever a question comes up.
How do I get it for my shop?+
Message us on WhatsApp or book a free demo. We will show you the system on your own shop's data first. The installment system is Rs 2,500 per month — that includes WhatsApp recovery reminders — with a 14-day free trial and setup done in your shop. If you run the same system as your shop's full POS, it is Rs 3,000 per month. No hidden charges.
Qist wala software kitne ka milta hai?+
Sirf Rs 2,500 per month — flat rate, koi hidden charges nahi. Agar aap isay dukaan ke full POS ke tor par chalayen (billing, stock, day-close) to Rs 3,000 per month hai. Pehle 14 din free trial hai; pasand aaye to aage continue karein. WhatsApp reminders bhi isi price mein shamil hain.
Kya installment software Urdu mein hota hai?+
Screens simple English words mein hain — wohi words jo dukaan par roz use hote hain — aur har cheez plain language mein samjhayi jati hai. Urdu voice support bhi Rahnivo systems mein hai, to bol kar bhi kaam ho sakta hai. Poora Urdu interface nahi hai, lekin counter staff ko koi mushkil nahi hoti.
Meri dukaan chhoti hai — kya yeh software mere liye hai?+
Bilkul — yeh software chhoti dukaanon ke liye hi banaya gaya hai. Ek hi counter ho to bhi chalega; qist, udhaar aur stock ka saara record ek jagah aa jata hai. Badi dukaan ho to wahan bhi yehi system chalta hai.
Software lene ke baad setup kaun karega?+
Setup Rahnivo ki team karegi. Peshawar mein hum aap ki dukaan par aa kar setup kar dete hain. Doosre shehron mein call ya WhatsApp par step by step guide kar dete hain. Us ke baad bhi support WhatsApp par plain language mein milti rehti hai.
Try it on your own shop’s data.
We reply within business hours (Mon–Fri, 10am–6pm) with your personal login.
Learn more: Installment Management Software for Shops in Pakistan · How to Calculate Qist Markup on Installments
Built on our Custom Software & ERP and CRM & Business Systems services.
← All systems